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One to One Terms and Conditions

  1. A non-refundable deposit of the amount stated in each One to One description is required at the time of booking.
  2. The balance of the One to One cost is due upon booking.
  3. Cancellation of Bookings by the attendee must be made in writing by email. Cancellation charges will be made according to the date the written email reached us. Cancellations will be charged as follows:
  • Cancellations received more than 60 days prior to the One to One date: the full amount paid will be refunded
  • Cancellations received 60-31 days prior to the One to One date: 50% of the total One to One cost will be retained.
  • Cancellations received 30 days or less prior to the One to One date: 100% of the total One to One cost will be retained.
  1. We will confirm your Booking in writing by email. If we cannot accept your Booking for any reason, we will refund the payment in full. Once the Booking has been confirmed, the Booking is accepted and subject to cancellation and all other charges, terms, and conditions.
  2. An administration charge of £25 will be made for alterations or amendments to a booking. The transfer of a booking from one One to One to another, if made between 60 and 31 days prior to the One to One, will also incur a fee of £25. At 30 days or less, full cancellation fees will apply unless the One to One place can be transferred to another person. If another person can be found for the One to One place, an administration charge of £25 will apply. No transfers to other people or to other One to One can be accepted within 7 days or less to the One to One date and the Booking will be treated as a full cancellation.
  3. That Photography Spot reserves the right to alter or cancel any One to One. Should an alteration or cancellation become necessary, you will then have the choice of accepting the change, taking an alternative One to One (and where this is of a lower price we will refund the difference), or withdrawing from the contract and accepting a refund of all monies paid to That Photography Spot. For the avoidance of doubt, as That Photography Spot is not party to any travel, accommodation or any other expenses involved with theOne to One booking, all of which you make yourself and have not paid That Photography Spot for, we will not refund the costs of your travel, accommodation or any other expenses in the event of holiday cancellation. You are referred to clause 14 below.
  4. In the event of the That Photography Spot team being unable to attend due to illness or other circumstances beyond our control, another One to One leader will be provided. If this is not possible, then the Workshop will be cancelled and the provisions of clause 5 will come into effect.
  5. We reserve the right to change any of the prices, service or other particulars contained in this at any time before we enter into contract with you. If there is any change, we will notify you before we enter into such contract.
  6. If you do not attend a booked online one-to-one, the leader will wait 15 minutes before leaving the call and the Booking will be treated as a full cancellation.
  7. If you do not attend a booked in-person one-to-one, the leader will wait 30 minutes before leaving the meet location and the Booking will be treated as a full cancellation.
  8. If you have special dietary or other requests, you should inform us of these prior to the One to One, preferably at the time of booking. We will advise any relevant suppliers of your requests and make any arrangements which we deem necessary, but we cannot guarantee that such requests will be met or carried out, and will have no liability to you if such requests are not met.
  9. Photography One to Ones require flexibility due to weather conditions, tide times, access restrictions, and other variable factors, and therefore the itinerary outline must allow for alternatives. For this reason, the One to One outline and itinerary description must be taken as an indication of what may take place on the One to One, and not as a contractual obligation on the part of That Photography Spot.
  10. That Photography Spot does not accept liability for any loss or additional expense caused by delay or interruption to travel services through weather conditions, civil disturbance, industrial action, strikes, wars, floods or sickness. Such losses or additional expenses are the responsibility of the participant.
  11. That Photography Spot does not accept responsibility or liability for death, bodily injury or illness caused to the One to One attendee or any other person included on the booking form, unless arising from the negligent act and/or omission of the Company’s employees (whilst acting in the course of their employment). Any claims shall be subject to English law in respect of any question of liability or quantum, and all proceedings shall be within the exclusive domain of the English courts.
  12. The client must communicate any perceived failure in the performance of this contract on the spot to the One to One leader thus giving the One to One leader the opportunity to achieve a satisfactory solution. Should this not be possible, you should make your complaint known to us, That Photography Spot, in writing within 28 days of the completion of the One to One.
  13. It is a term of the contract between us that you will obtain the appropriate travel insurance cover before you set out on the One to One (whether abroad or in this country). The insurance must cover the loss, expenses and damages arising from, including but not limited to, the cancellation of the One to One (whether in whole or in part), personal accident and injury, medical and repatriation costs (for overseas holidays), loss of baggage and personal money and belongings, and flight cancellations and delays.
  14. All information and advice given by us about the One to One and its requirements and organisation, including special equipment etc, is given in good faith.
  15. Recording, filming or otherwise copying any part of a One to One or training session is strictly prohibited.
  16. Sharing, publishing or plagiarising any content on any One to One is a breach of both IP and Copyright law. Individuals who do this will be challenged within the grounds of English law and, if deemed appropriate, legal proceedings will follow.
  17. By completing an online booking, you are agreeing to accept all the above conditions. The person who completes the booking does so on behalf of all the individuals for whom they book, so that all are bound by the booking conditions.

 

Online Course Terms and Conditions

  1. Full payment is required for any online course regardless of access start and finish
  2. Payment plans are available to assist in spreading the cost of any learning investment and they are provided in the understanding that payment will be received in full for the duration of the plan.
  • Should payment plans be cancelled prior to the total value being debited, we reserve the right to recoup lost funds plus interest at a rate of 10% per month delayed for the student in question.
  • Should payment plans be cancelled prior to the total value being debited, we reserve the right to enlist a repayment firm to recoup the lost funds

3. Refund requests are accepted for full refunds within 6 hours of course access. Refunds will then follow the following matrix:

    • Cancellations received more than 6 hours after access but less than 24 hours: 75% of the amount paid will be refunded
    • Cancellations received more than 24 hours after access but less than 48 hours: 50% of the amount paid will be refunded
    • Cancellations received more than 48 hours after access will not be refunded, as all lesson content can be consumed within this time. The exception for this is that a full refund will be provided, minus costs where the student applies all of the material that is taught and sees no improvement at all in their work.
    1. We will confirm your order for enrollment in writing by email. If we cannot accept your Booking for any reason, we will refund the payment in full. Once the Booking has been confirmed, the Booking is accepted and subject to cancellation and all other charges, terms, and conditions.
    2. No transfers to other people or users are accepted.
    3. That Photography Spot reserves the right to alter or cancel any students access if they are understood to have acted against any of the terms stated here.
    4. We reserve the right to change any of the prices, service or other particulars contained in this at any time before we enter into contract with you. If there is any change, we will notify you before we enter into such contract.
    5. That Photography Spot does not accept liability for any loss or additional expense caused by delay or interruption to travel, content delivery or other services through weather conditions, civil disturbance, industrial action, strikes, wars, floods or sickness. Such losses or additional expenses are the responsibility of the student.
    6. That Photography Spot does not accept responsibility or liability for death, bodily injury or illness caused to the student or any other person included on the order form. Any claims shall be subject to English law in respect of any question of liability or quantum, and all proceedings shall be within the exclusive domain of the English courts.
    7. The student must communicate any perceived failure in the performance of this contract to us, That Photography Spot, in writing within 28 days of the failure in question occurring.
    8. All information and advice given by us about the course and its requirements and organisation, including special equipment etc, is given in good faith.
    9. Recording, filming, reproducing, sharing or otherwise copying any part of a course or training session is strictly prohibited and is covered by clause 14.
    10. Re-teaching any content within any course to any third party is strictly prohibited and is covered by clause 14.
    11. Sharing, publishing or plagiarising any content on any course is a breach of both IP and copyright law. Individuals who do this will be challenged within the grounds of English law and, if deemed appropriate, legal proceedings will follow.
    12. You expressly agree that your use of, or inability to use, the service is at your sole risk. The service and all products and services delivered to you through the service are (except as expressly stated by us) provided ‘as is’ and ‘as available’ for your use, without any representation, warranties or conditions of any kind, either express or implied, including all implied warranties or conditions of merchantability, merchantable quality, fitness for a particular purpose, durability, title, and non-infringement.
    13. By completing a course enrollment, you are agreeing to accept all the above conditions. The person who completes the booking does so on behalf of all the individuals for whom they book, so that all are bound by the booking conditions.

    Membership (MTog Vault) Terms and Conditions

    These Terms and Conditions govern your use of the MTog Vault and the services provided. By accessing or using this membership site, you agree to comply with these Terms and Conditions. Please read them carefully before proceeding.

    1. Membership

    1.1 Registration and Subscription

    (a) To access our membership site and its content, you must register and create an account. You agree to provide accurate and complete information during the registration process.

    (b) By subscribing to our membership, you agree to pay the monthly subscription fee. Payments will be processed through our payment processor, Stripe, via the MTog Vault.

    (c) Your membership is personal to you and non-transferable. You may not allow any other person to access your account or share your login credentials.

    1.2 Non-Discrimination

    (a) We are committed to providing equal opportunities and non-discrimination to all our members. We do not discriminate on the basis of race, colour, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or any other protected characteristic.

    (b) We expect our members to adhere to the same principles of non-discrimination and respect towards other members and our staff.

    1.3 Code of Conduct

    (a) All active members are expected to follow the Code of Conduct. This is freely available in the Help & More section of The Vault and should be read and understood fully.

    (b) Any breaches of the code will be handled by the team in an open and honest manner. Handling breaches of the code will be undertaken on a case-by-case basis and if deemed necessary, membership will be terminated.

    (c) In cases of termination, no refund will be provided for the remainder of the members’ original membership term.

    2. Content

    2.1 Ownership

    (a) All content provided through our membership site, including but not limited to photography, editing tutorials, and business-related materials, are the property That Tog Spot or its licensors and are protected by intellectual property laws.

    (b) You understand and acknowledge that you have no ownership rights or claims to any content provided through our membership site.

    2.2 Permitted Use

    (a) As a member, you are granted a limited, non-exclusive, non-transferable license to access and use the content provided solely for your personal use.

    (b) You may view the content, either in video or text format. However, you may not reproduce, distribute, modify, publicly display, or create derivative works of the content without our prior written consent.

    2.3 Prohibited Actions

    (a) You agree not to reproduce, duplicate, copy, sell, trade, or exploit any portion of the content or workflows provided through our membership site for any purpose other than your own personal use.

    (b) You may not share, distribute, or make available your login credentials or any content from our membership site to third parties.

    (c) You may not share, or allow use of, your unique MTog Discount code or our brand partner discount codes, to third parties.

    3. Termination

    3.1 Termination by You

    (a) You may cancel your membership at any time by following the cancellation process provided on our MTog Vault.

    (b) Upon cancellation, you will no longer have access to the content or any other membership benefits.

    3.2 Termination by Us

    (a) We reserve the right to terminate or suspend your membership at any time without prior notice for any violation of these Terms and Conditions.

    (b) In the event of termination, your access to the content and membership benefits will be immediately revoked.

    3.3 Refunds of Subscriptions

    a) Subscription fees are non-refundable due to the nature of the product.

    b) By accessing the restricted membership benefits, you automatically waive your 14-day statutory right to cancel.

    3.4 Billing & Payment Failures

    (a) It is your individual responsibility to provide up-to-date, accurate and complete billing information including your full name and a valid payment method.

    (b) Should automatic billing fail to occur for any reason, The Vault will attempt to repeat the payment process for a maximum of 7 days. During this time, the Vault will attempt to send email alerts to update your billing information.

    (c) If the repeat action fails, your membership will be terminated on the 7th day and all access will be rescinded. This process is fully automated and we cannot prevent the cancellation in any way.

    4. Limitation of Liability

    4.1 Disclaimer

    (a) The content provided through our membership site is for educational and informational purposes only. We make no warranties, either express or implied, regarding the accuracy, completeness, or usefulness of the content.

    (b) You acknowledge that any reliance on the content provided is at your own risk.

    4.2 Indemnification

    (a) You agree to indemnify and hold us harmless from any claims, damages, liabilities, or expenses arising out of your use or misuse of the content, violation of these Terms and Conditions, or infringement of any intellectual property rights.

    5. General Provisions

    5.1 Amendments to Terms

    (a) We reserve the right to modify or update these Terms and Conditions at any time without prior notice. It is your responsibility to review the Terms and Conditions periodically.

    (b) That Tog Spot, in its sole discretion and at any time, may modify the Membership Subscription fees. Any change in membership benefits will become effective after a minimum of 28 days of the announcement. Your continued use of the service after the membership subscription fee change comes into effect constitutes your agreement to pay the modified membership subscription fee amount.

    5.2 Community Guidelines

    (a) We foster a positive and inclusive community within our membership site. We expect all members to treat each other with kindness, respect, and professionalism.

    (b) Bullying, harassment, or any form of disrespectful behaviour towards other members or our staff will not be tolerated. We maintain a zero-tolerance policy for such conduct.

    (c) All communication within the membership community areas should be conducted in English to ensure transparency and effective understanding among members. If you need to translate any content, you may use tools such as Google Translate and post the translated text instead.

    (d) Members “Vault” names must be your individual name, as you prefer to be referred to day-to-day, and cannot be a business name, brand name or single letters. Members should know who they are communicating with, and referring to someone in a reply by name is integral in fostering community. 

    (e) Our brand partners graciously provide exclusive discounts to our members. To honour and protect these partnerships, we kindly request that members refrain from sharing alternative products or services that may compete with or undermine our brand partners’ offerings unless explicitly requested by other members to provide alternatives.

    (f) Without obtaining prior written permission, we kindly ask that members refrain from sharing affiliate links within the membership community areas.

    (g) Soliciting business within the membership community areas requires prior written permission. If you intend to offer such services, kindly seek written permission beforehand.

    5.3 Moderation and Enforcement

    (a) We reserve the right to moderate and enforce compliance with these community guidelines. Our team will review and address any reported incidents or violations promptly.

    (b) We may take appropriate action, including warnings, temporary or permanent suspension, or termination of membership, depending on the severity and frequency of the violation.

    (c) If you come across any content or behaviour that violates these guidelines, we encourage you to report it to Team Tog for investigation.

    5.4 Translations Disclaimer

    (a) If you choose to use translation tools, such as Google Translate, to communicate within the membership community areas, please be aware that translations may not always be accurate or fully capture the intended meaning.

    6. The Vault & Photography Trainers

    To protect our resources in line with most other educational platforms in the industry, no active MTog can operate as a photography trainer. 

    6.1 Teaching, Training & Coaching

    (a) Those who actively benefit—whether financially, professionally, or through social media growth—from coaching, mentoring, training or otherwise teaching photography, business, or similar related educational content, are not permitted to access The Vault or any included or associated resources.

    (b) Per 2.2(b) and 2.3(a), students must not use content, workflows, techniques, or materials from our resources to create educational resources, mentor or coach, provide tuition for profit, or build a professional brand or following (e.g., on social media) that infers, replicates or directly competes with our offerings.

    (c) Unless prior written permission has been obtained, we request that members refrain from recommending other photography trainers or instructors for content or topics covered within our membership community. If you wish to make such recommendations, kindly seek written permission from us in advance.

    By using the MTog Vault and participating in the community, you agree to abide by these community guidelines and understand that any violation may result in disciplinary action, including termination of your membership.

    Please note that these Terms and Conditions and the community guidelines are subject to change at our discretion. It is your responsibility to review them periodically. If you continue to use our membership site, we assume your acceptance of any revisions.

     

    Photography Workshop Terms and Conditions

    1. A non-refundable deposit of the amount stated in each workshop description is required at the time of booking.
    2. The balance of the Workshop cost is due upon booking for the Autumn 2020 Workshops; Number 3 does not apply.
    3. Cancellation of Bookings by the attendee must be made in writing by email. Cancellation charges will be made according to the date the written email reached us. Cancellations will be charged as follows:
    • Cancellations received more than 60 days prior to the Workshop date: the full amount paid will be refunded
    • Cancellations received 60-31 days prior to the Workshop date: 50% of the total Workshop cost will be retained.
    • Cancellations received 30 days or less prior to the Workshop date: 100% of the total Workshop cost will be retained.
    1. We will confirm your Booking in writing by email. If we cannot accept your Booking for any reason, we will refund the payment in full. Once the Booking has been confirmed, the Booking is accepted and subject to cancellation and all other charges, terms, and conditions.
    2. An administration charge of £25 will be made for alterations or amendments to a booking. The transfer of a booking from one Workshop to another, if made between 60 and 31 days prior to the Workshop, will also incur a fee of £25. At 30 days or less, full cancellation fees will apply unless the Workshop place can be transferred to another person. If another person can be found for the Workshop place, an administration charge of £25 will apply. No transfers to other people or to other Workshops can be accepted within 7 days or less to the Workshop date and the Booking will be treated as a full cancellation.
    3. That Photography Spot reserves the right to alter or cancel any Workshop. Should an alteration or cancellation become necessary, you will then have the choice of accepting the change, taking an alternative Workshop (and where this is of a lower price we will refund the difference), or withdrawing from the contract and accepting a refund of all monies paid to That Photography Spot. For the avoidance of doubt, as That Photography Spot is not party to any travel, accommodation or any other expenses involved with the Workshop booking, all of which you make yourself and have not paid That Photography Spot for, we will not refund the costs of your travel, accommodation or any other expenses in the event of holiday cancellation. You are referred to clause 14 below.
    4. In the event of the That Photography Spot team being unable to attend due to illness or other circumstances beyond our control, another Workshop leader will be provided. If this is not possible, then the Workshop will be cancelled and the provisions of clause 5 will come into effect.
    5. We reserve the right to change any of the prices, service or other particulars contained in this at any time before we enter into contract with you. If there is any change, we will notify you before we enter into such contract.
    6. If you have special dietary or other requests, you should inform us of these prior to the Workshop, preferably at the time booking. We will advise any relevant suppliers of your requests and make any arrangements which we deem necessary, but we cannot guarantee that such requests will be met or carried out, and will have no liability to you if such requests are not met.
    7. Photography Workshops require flexibility due to weather conditions, tide times, access restrictions, and other variable factors, and therefore the itinerary outline must allow for alternatives. For this reason, the Workshop outline and itinerary description must be taken as an indication of what may take place on the Workshop, and not as a contractual obligation on the part of That Photography Spot.
    8. That Photography Spot does not accept liability for any loss or additional expense caused by delay or interruption to travel services through weather conditions, civil disturbance, industrial action, strikes, wars, floods or sickness. Such losses or additional expenses are the responsibility of the participant.
    9. That Photography Spot does not accept responsibility or liability for death, bodily injury or illness caused to the Workshop attendee or any other person included on the booking form, unless arising from the negligent act and/or omission of the Company’s employees (whilst acting in the course of their employment). Any claims shall be subject to English law in respect of any question of liability or quantum, and all proceedings shall be within the exclusive domain of the English courts.
    10. The client must communicate any perceived failure in the performance of this contract on the spot to the Workshop leader thus giving the Workshop leader the opportunity to achieve a satisfactory solution. Should this not be possible, you should make your complaint known to us, That Photography Spot, in writing within 28 days of the completion of the Workshop.
    11. It is a term of the contract between us that you will obtain the appropriate travel insurance cover before you set out on the Workshop (whether abroad or in this country). The insurance must cover the loss, expenses and damages arising from, including but not limited to, the cancellation of the Workshop (whether in whole or in part), personal accident and injury, medical and repatriation costs (for overseas holidays), loss of baggage and personal money and belongings, and flight cancellations and delays.
    12. All information and advice given by us about the Workshop and its requirements and organisation, including special equipment etc, is given in good faith.
    13. Recording, filming or otherwise copying any part of a workshop or training session is strictly prohibited.
    14. Sharing, publishing or plagiarizing any content on any workshop is a breach of both IP and Copyright law. Individuals who do this will be challenged within the grounds of English law and, if deemed appropriate, legal proceedings will follow.
    15. By completing an online booking, you are agreeing to accept all the above conditions. The person who completes the booking does so on behalf of all the individuals for whom they book, so that all are bound by the booking conditions.

     

     

    Product Terms & Conditions

    1. By agreeing to these Terms of Service, you represent that you are at least the age of majority in your state or province of residence, or that you are the age of majority in your state or province of residence and you have given us your consent to allow any of your minor dependents to use this site.
    2. You may not use our products for any illegal or unauthorized purpose nor may you, in the use of the Service, violate any laws in your jurisdiction (including but not limited to copyright laws).
    3. You must not transmit any worms or viruses or any code of a destructive nature.
    4. A breach or violation of any of the Terms will result in an immediate termination of your Services.
    5. Prices for our products are subject to change without notice.
    6. We reserve the right at any time to modify or discontinue the Service (or any part or content thereof) without notice at any time.
    7. We shall not be liable to you or to any third party for any modification, price change, suspension or discontinuance of the Service.
    8. Certain products or services may be available exclusively online through the website. These products or services may have limited quantities and are subject to return or exchange only according to our Return Policy.
    9. We have made every effort to display as accurately as possible the colors and images of our products that appear at the store. We cannot guarantee that your computer monitor’s display of any color will be accurate.
    10. We reserve the right, but are not obligated, to limit the sales of our products or Services to any person, geographic region or jurisdiction. We may exercise this right on a case-by-case basis. We reserve the right to limit the quantities of any products or services that we offer. All descriptions of products or product pricing are subject to change at anytime without notice, at the sole discretion of us. We reserve the right to discontinue any product at any time. Any offer for any product or service made on this site is void where prohibited.
    11. We reserve the right to refuse any order you place with us. We may, in our sole discretion, limit or cancel quantities purchased per person, per household or per order. These restrictions may include orders placed by or under the same customer account, the same credit card, and/or orders that use the same billing and/or shipping address. In the event that we make a change to or cancel an order, we may attempt to notify you by contacting the e-mail and/or billing address/phone number provided at the time the order was made. We reserve the right to limit or prohibit orders that, in our sole judgment, appear to be placed by dealers, resellers or distributors.
    12. You agree to provide current, complete and accurate purchase and account information for all purchases made at our store. You agree to promptly update your account and other information, including your email address and credit card numbers and expiration dates, so that we can complete your transactions and contact you as needed.
    13. Your submission of personal information through the store is governed by our Privacy Policy
    14. Occasionally there may be information on our site or in the Service that contains typographical errors, inaccuracies or omissions that may relate to product descriptions, pricing, promotions, offers, product shipping charges, transit times and availability. We reserve the right to correct any errors, inaccuracies or omissions, and to change or update information or cancel orders if any information in the Service or on any related website is inaccurate at any time without prior notice (including after you have submitted your order).
    15. We undertake no obligation to update, amend or clarify information in the Service or on any related website, including without limitation, pricing information, except as required by law. No specified update or refresh date applied in the Service or on any related website, should be taken to indicate that all information in the Service or on any related website has been modified or updated.
    16. In addition to other prohibitions as set forth in the Terms of Service, you are prohibited from using the site or its content:
      (a) for any unlawful purpose;
      (b) to solicit others to perform or participate in any unlawful acts;
      (c) to violate any international, federal, provincial or state regulations, rules, laws, or local ordinances;
      (d) to infringe upon or violate our intellectual property rights or the intellectual property rights of others;
      (e) to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability;
      (f) to submit false or misleading information;
      (g) to upload or transmit viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the Service or of any related website, other websites, or the Internet;
      (h) to collect or track the personal information of others;
      (i) to spam, phish, pharm, pretext, spider, crawl, or scrape;
      (j) for any obscene or immoral purpose; or
      (k) to interfere with or circumvent the security features of the Service or any related website, other websites, or the Internet. We reserve the right to terminate your use of the Service or any related website for violating any of the prohibited uses.
    17. You agree that from time to time we may remove the service for indefinite periods of time or cancel the service at any time, without notice to you.
    18. In no case shall That Photography Spot, our directors, officers, employees, affiliates, agents, contractors, interns, suppliers, service providers or licensors be liable for any injury, loss, claim, or any direct, indirect, incidental, punitive, special, or consequential damages of any kind, including, without limitation lost profits, lost revenue, lost savings, loss of data, replacement costs, or any similar damages, whether based in contract, tort (including negligence), strict liability or otherwise, arising from your use of any of the service or any products procured using the service, or for any other claim related in any way to your use of the service or any product, including, but not limited to, any errors or omissions in any content, or any loss or damage of any kind incurred as a result of the use of the service or any content (or product) posted, transmitted, or otherwise made available via the service, even if advised of their possibility. Because some states or jurisdictions do not allow the exclusion or the limitation of liability for consequential or incidental damages, in such states or jurisdictions, our liability shall be limited to the maximum extent permitted by law.
    19. You agree to indemnify, defend and hold harmless That Photography Spot and our parent, subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, service providers, subcontractors, suppliers, interns and employees, harmless from any claim or demand, including reasonable attorneys’ fees, made by any third-party due to or arising out of your breach of these Terms of Service or the documents they incorporate by reference, or your violation of any law or the rights of a third-party.
    20. In the event that any provision of these Terms of Service is determined to be unlawful, void or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed to be severed from these Terms of Service, such determination shall not affect the validity and enforceability of any other remaining provisions.
    21. The obligations and liabilities of the parties incurred prior to the termination date shall survive the termination of this agreement for all purposes.
    22. These Terms of Service are effective unless and until terminated by either you or us. You may terminate these Terms of Service at any time by notifying us that you no longer wish to use our Services, or when you cease using our site.
    23. If in our sole judgment you fail, or we suspect that you have failed, to comply with any term or provision of these Terms of Service, we also may terminate this agreement at any time without notice and you will remain liable for all amounts due up to and including the date of termination; and/or accordingly may deny you access to our Services (or any part thereof).
    24. These Terms of Service and any separate agreements whereby we provide you Services shall be governed by and construed in accordance with the laws of the United Kingdom.
    25. You can review the most current version of the Terms of Service at any time at this page.
    26. We reserve the right, at our sole discretion, to update, change or replace any part of these Terms of Service by posting updates and changes to our website. It is your responsibility to check our website periodically for changes. Your continued use of or access to our website or the Service following the posting of any changes to these Terms of Service constitutes acceptance of those changes.